Research Publications

1

Corporate sustainablity reporting best practices oil and gas Companies

Baruah, D,

International Journal of Advances in Management, 2012, , ,

2

A Comparative Analysis of Priority Sector Lending to Urban & Rural MSMEs By State Bank of India

Sarda, R., Baruah, D,

International Journal for Research in Engineering Application & Management (IJREAM), 2019, 5(3), 70-73,

3

What Drives FintecBorrower Discouragement: Loan Delays and Loan Rejection: Evidence from MSMEs in the State of Assam in Indiah Use? Modelling and Predicting Usage Behaviour

Sarda, R., Baruah, D,

Small Enterprises Development, Management Extension Journal, 2020, 47(2), 95-103,

4

Prioritizing GDP or Tax Revenues: Indian Economists’ Dilemma

Deb, R., Baruah, D,

Small Enterprises Development, Management Extension Journal, 2021, 48(2), 160-176,

5

Does Marital Status Affect the Savings Decisions? Empirical Evidence from Tripura

Deb, R., Baruah, D,

HSB Research Review, 2023, 17(2), 14-26,

6

Working Capital Financing for MSMEs in the Pandemic Era: Challenges and Opportunities

Deb, R., Baruah, D,

Small Enterprises Development, Management Extension Journal, 2022, 49(2), 131-140,

7

Imbalance between demand and Supply of Finance to MSME

Sarda, R., Baruah, D,

Madhya Bharati, 2022, 82(10), ,

8

Can Indian Independent Directors Ever be Independent?

Deb, R., Baruah, D,

Management and Labour Studies, 2022, 47(4), 525-536,

9

Gendered Perception towards Financial Literacy and Fintech Security Risk: A Multi Method Analysis

Payeng, A., Baruah, D,

MANTHAN: Journal of Commerce and Management, 2023, 10(2), 145-163,

10

Validating the Financial Literacy Construct- Impressions and Reflections

Deb, R., Baruah, D,

International Journal of Banking, Risk and Insurance, 2024, 12(1), 69-79,

11

Drivers of Banking Chabot Adoption by M-Banking Customers: Necessary and Sufficient Conditions

Payeng, A., Baruah, D,

MANTHAN: Journal of Commerce and Management, 2025, 12(1), 123-143,

12

Revisiting the Scope of Section 145 of the Income Tax Act

Deb, R., Baruah, D,

Metamorphosis: A Journal of Management Research, 2025, , ,

13

What Drives Fintech Use? Modelling and Predicting Usage Behaviour

Payeng, A., Baruah, D,

International Journal of Banking, Risk and Insurance, 2025, 13(1), ,

14

The Mediating Role of Trust in FinTech Adoption and Continuance Intention Among MSMEs: Evidence from Arunachal Pradesh, India

Baruah, D., Deb, R., Payeng, A,

SEDME (Small Enterprises Development, Management & Extension Journal), 2026, , ,

15

Sustainable MSMEs: Is FinTech Adoption: A panacea

Baruah, D,

Journal of Commerce and Accounting Research, 2026, , 2320-4990,